Are you a student looking to build your credit? Or maybe you just want to take advantage of all the perks and rewards that come with a student credit card. Whatever your reason, this blog post is for you! We’ll explore some of the best student credit cards available, as well as their benefits and potential drawbacks. Let’s get started!
Introduction
For students, a good way to build a good credit score is to use a student credit card. These cards offer low interest rates, rewards programs, and other perks like no annual fees. Some of our favorite student credit cards include the Capital One SavorOne Card and the Discover it Cash Back Credit Card. Both of these cards offer an intro offer that matches all the cash back you’ve earned, so you can start building your credit score right away. If you’re looking for a card that offers more than just low interest rates, be sure to check out our list of the best student credit cards overall.
Overview of student credit cards
Student credit cards can be a great way to build a good credit history and get started on your credit journey. Before you choose a card, it is important to review the different types of cards and their features. Some of the most popular student credit cards include the Chase Slate® and the Bank of America® Travel Rewards credit card.
Both of these cards offer great benefits, including bonus points and foreign transaction fees waiver. The Chase Slate® also comes with a 0% intro APR for 12 months on purchases and balance transfers, so it is a great option for students who are starting to build their credit history. For those who are looking for a card with more rewards options, the Bank of America® Travel Rewards credit card offers 2% cash back on all purchases and 1 point per dollar spent on all other purchases, including travel.
It is important to use a student credit card responsibly and avoid using it to max out your credit limit. If you do not use your card regularly and pay your bills on time, your score will likely improve over time as your credit history growths.
If you are currently a student and are looking for a good student credit card, be sure to review our top picks below. We hope this article has helped you decide which card is right for you!
Important factors to consider when choosing a student credit card
When choosing a student credit card, it’s important to consider a variety of factors. These include the card’s intro APR, age, and income requirements, as well as the card’s cash back match at the end of the first year. Additionally, make sure to read the card’s terms and conditions carefully to determine if it’s the right card for you.
Pros and cons of using a student credit card
When it comes to credit cards, there are a few pros and cons to consider. On the pro side, student credit cards offer a relatively safe and simple way to start your credit journey. Additionally, many of these cards feature category bonuses for spending on gas, groceries, and travel. These bonuses can be incredibly valuable when you’re first starting to build your credit score.
However, there are also some drawbacks to using a student credit card. For example, student credit cards typically have lower credit limits than adult-focused cards. This means that you may not be able to get the card with the best terms available. Furthermore, student credit cards usually carry high annual fees, which can make them less attractive compared to other types of credit cards.
Ultimately, it’s important to weigh the pros and cons of using a student credit card before making a decision. By doing so, you can develop a well-rounded understanding of the card and choose the option that’s best for you.
List of recommended student credit cards
Are you a college student looking for a good credit card? If so, you’re in luck! Here are five of the best student credit cards available today.
The first card on our list is the Discover it® Student Cash Back. This card offers a 0% introductory APR on both new purchases and balance transfers for the first 12 months. Additionally, this card offers a strong cash back rewards program that can award students with up to 5% back on all purchases, no matter how small.
The Wells Fargo Cash Back College Card is another great option. Like the Discover it Student Cash Back card, this card offers a 0% introductory APR on both new purchases and balance transfers for the first 12 months. However, it also offers a higher rewards rate of 2% back on all purchases, plus bonus cash back rewards for meeting specific spending thresholds. Finally, the Bank of America Customized Cash Rewards for Students is our pick for the best student cash-back card because it offers a competitive rewards program and great customer service.
Bank of America Customized Cash Rewards Credit Card for Students
When it comes to finding the best student credit cards, there are a few things to keep in mind. First and foremost, you’ll want to make sure that the card offers a sign-up bonus of some size. Second, you’ll want to look for a card with low rates and no annual fees. Finally, make sure the card has good rewards rates and allows you to redeem them for items that you actually use.
The Bank of America Customized Cash Rewards Credit Card for Students offers all of these things and more. In addition to a sign-up bonus of $200, the card has low rates and no annual fees. Furthermore, you can redeem your rewards for items that you actually use, such as online shopping, dining, and gas.
If you’re looking for a great student-friendly credit card that offers good rates and rewards, the Bank of America Customized Cash Rewards Credit Card for Students is the perfect option.
Capital One SavorOne Student Cash Rewards Credit Card
Looking for a great student credit card? Check out the Capital One SavorOne Student Cash Rewards Credit Card! This card offers an excellent chance to rack up unlimited 3% cash back on dining, entertainment, and other purchases. Plus, you can also earn 1% cash back on all other purchases. So whether you’re shopping for clothes, textbooks, or food, the Capital One SavorOne Student Cash Rewards Credit Card has the rewards to help you get ahead.
Chase Freedom Student Credit Card
If you’re looking for a card that will help you build your credit, the Chase Freedom Student credit card should be at the top of your list. This card offers 1% cash back on all purchases, which can add up over time. In addition, you may qualify for “Good Standing” rewards, which include a $20 per year bonus. Finally, this card is built with students in mind, making it easier to qualify than some of the top-rated cards on the market.
Discover it Student Cash Back Card
Looking for the best student credit card? Look no further than the Discover it Student Cash Back card! This card offers a 1% cash-back reward on all purchases, which is automatically earned. Additionally, low fees make it a great option for students who want to manage their finances carefully. Forbes also lists this card as one of the best student credit cards for every type of student. If you’re looking for a credit card that will help you build your credit history while you’re attending school, the Discover it Student Cash Back card is a great option.
Journey Student Rewards from Capital One
For students just starting out on their credit journey, the Journey Student Rewards from Capital One card is a great option. This $0-annual-fee card offers students 1.5% back on all purchases, plus a 5% cash back rate on all purchases. That’s a great deal, especially given the card’s simplicity and the fact that it’s secured with a credit score. Plus, it’s an excellent way to build your credit history.
Citi ThankYou Preferred Card for College Students
If you’re looking for a credit card that offers great rewards and travel perks – as well as some high fees, the Citi ThankYou Preferred Card for College Students is the perfect choice for you. Not only does this card offer great rewards on dining and entertainment, but you can also redeem your points through the ThankYou Points program. Additionally, this card has an easy-to-use online interface and is accepted at a number of popular establishments. In addition, it’s backed by Credit Karma, one of the leading credit monitoring agencies in the United States. While this card may be a little more expensive than some other options, it’s definitely worth considering if you’re looking for a top-notch student credit card.
Wells Fargo Cash Back College Card
If you’re looking for a good student credit card, the Wells Fargo Cash Back College Card is definitely worth considering. This card offers decent rewards and features for a credit card designed for college students, and it has no annual fee. In addition, you earn unlimited 2% cash rewards on Visa purchases, a cash rewards bonus, and get 0% intro APR on this no annual fee credit card. Additionally, the card has no redemption restrictions, so you can easily use your rewards to buy items that you need or want. Overall, the Wells Fargo Cash Back College Card is a great option for students looking to build credit and get great rewards in the process.
U.S. Bank College Visa® Credit Card
There are many great student credit cards to choose from, but which one is the best for you? U.S. Bank offers the College Visa® Credit Card, which has many great features. First and foremost, the College Visa® Credit Card offers current balance, payment due date, and credit information on the card homepage. This makes it easy to keep track of your financial status and make informed decisions about your spending. Additionally, the College Visa® Credit Card offers 0% intro APR for 6 months on purchases and 12 months on balance transfers, so you can get started on your financial journey right away. If you’re looking for a card that offers great rewards and great features, the U.S. Bank College Visa® Credit Card is a great option!
Bank of America Travel Rewards Credit Card for Students
If you’re looking for a good student credit card, the Bank of America Travel Rewards Credit Card for Students is a great option. This card offers 1.
5 points per dollar on all purchases, no expiration on points, and a welcome bonus of 20000 points if you have good credit. Plus, you can earn travel rewards while building good credit. The card also has a $0 annual fee.
PNC Core Visa Credit Card
If you’re looking for a good student credit card, the PNC Core Visa Credit Card may be a good option for you. This card offers a number of great features, including an introductory APR promotion and up to 4% cash back on your purchases. Additionally, you can earn rewards such as travel miles and cash back. So whether you’re looking for a card that will help you save on interest, or rewards for your everyday spending, the PNC Core Visa Credit Card may be a great choice for you. Apply today!
