Home Financial Advice Maximize Your Credit score Card Rewards

Maximize Your Credit score Card Rewards


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Kudos is a useful internet browser extension that helps you maximize your bank card rewards earnings once you store on-line. 

If in case you have a number of rewards playing cards, realizing which card will get you the very best money again or journey rewards price for various purchases is usually a problem. 

Between my spouse’s and my pockets, we now have greater than a dozen rewards playing cards. Whereas doing this evaluation, I signed up myself, because it appears useful for my private wants.

It is browser plugin robotically fills out your bank card particulars based mostly on which card presents the very best rewards from that specific service provider. Right here’s a more in-depth take a look at how the Kudos pockets app works and who might profit most.

kudos logo
  • Kudos is a free app and browser extension designed that can assist you earn extra rewards, factors, or money again each time you store.
  • You possibly can earn rewards at over 15,000 taking part shops, even when your card doesn’t earn rewards itself.
  • Kudos is offered as a browser extension for Google Chrome, Apple Safari, and Microsoft Edge. Customers also can obtain the Kudos app for iPhone to maximise their rewards throughout a number of units.

Bank card picker, accomplice rewards

Internet browser extension, iOS

What Is Kudos?

Kudos is a California-based enterprise capital-funded firm based in 2021. Founders Tikue Anazodo and Ahmad Ismail beforehand labored collectively at massive tech firms and determined to resolve one in every of their largest challenges with rewards playing cards: realizing which to make use of to maximise the rewards from every card of their pockets.

The Kudos system helps greater than 3,000 completely different credit score and debit playing cards and works with greater than 2 million retailers, so there’s an excellent probability it’ll work with your whole bank cards and the locations you store most.

They declare to have helped their 200,000 members earn over $150,000,000 in rewards to-date.

screenshot of kudos homepage

Kudos has raised $7 million, giving it room to develop and enhance. These funds have additionally allowed the corporate to take a position closely in security measures to maintain your bank card particulars protected, which ought to put most customers comfortable in order that they don’t have to fret about including their playing cards to the app.

How Does Kudos Work?

The principle characteristic of the Kudos pockets helps you choose the very best bank card for every buy, specializing in which card you’ve that gives the very best rewards in that buy class. It additionally works with over 15,000 taking part retailers to supply elevated rewards, just like different enhance applications supplied by bank card and funding firms.

Kudos is greatest used as a browser extension on desktop or laptop computer computer systems, although you can too use it with Safari on iOS units. There’s at the moment no app for Android customers, but it surely’s on their roadmap.

Choose The Greatest Rewards Credit score Card At Checkout

The first characteristic of Kudos is a brilliant bank card picker. The Kudos pockets seems at the place you’re procuring and compares playing cards in your on-line pockets to decide on the very best rewards card for that particular retailer. Whether or not you’re seeking to earn money again or journey rewards, the Kudos app considers the place you’ll earn probably the most worth.

In keeping with the Kudos web site, it helps greater than 3,000 cost playing cards. Once I signed up, I used to be capable of simply discover and add each card my spouse and I’ve to my account. That features some older Chase and Amex playing cards which can be not out there and each enterprise and private accounts.

Kudos Enhance

Kudos Enhance is a accomplice program (that’s additionally a part of the Kudos income mannequin) that means that you can earn enhanced rewards with taking part retailers. Whereas looking the highest offers, I noticed massive manufacturers, together with Walmart, Lowe’s, Macy’s, Tractor Provide, Staples, Dick’s Sporting Items, Workplace Depot, Groupon, and CVS. The record contains retail, journey, and different locations you doubtless already store.

With the intention to earn Kudos Enhance, it’s essential add your playing cards to your Kudos pockets and activate the extension at checkout. Enhance rewards are gathered in your Kudos account. When you attain a stability of $10 or extra, you’ll be able to redeem them for an Amazon reward card. Further redemption choices equivalent to money or airline miles are coming quickly.

After finishing a number of signup duties within the app, I earned greater than $4 in rewards earlier than making my first Enhance-eligible buy.

Automated Credit score Card Type Filling

Whereas it’s not a standalone characteristic, the added comfort of robotically filling in your bank cards when procuring on-line is useful. Whereas I already get this from my browser and password supervisor, if I didn’t, I’d actually contemplate this a pleasant value-add. 

Are There Any Charges?

Kudos is totally free, so there’s not price so as to add it to your browser or iPhone and provides it a attempt. 

Kudos earns cash by referring individuals to new bank cards and earns an affiliate fee in the event that they join. It additionally earns income from the Kudos Enhance program, getting a reduce of the bonus or sale from taking part retailers.

How Does Kudos Examine?

Kudos isn’t the one fintech firm attempting that can assist you maximize rewards. A few different options embrace:

MaxRewards is a free app that helps you select the best card for every buy however doesn’t have the identical degree of automated integrations as Kudos. It’s extra highly effective for managing your bank card portfolio, and the premium model, MaxRewards Gold helps you robotically activate offers by your bank card portal. A Gold membership begins at $84 yearly. For extra particulars, take a look at our MaxRewards evaluation.

CardPointers is just like Kudos, but it surely additionally means that you can robotically activate merchant-specific bonuses in your present bank cards. Nonetheless, it’s important to pay $60 per 12 months to unlock many of the options.

Whereas fashionable procuring instruments like Rakuten, Honey, and Capital One Buying can assist you get monetary savings by coupons and cashback presents, Kudos gives a extra holistic and automatic strategy to maximizing your bank card rewards. By seamlessly integrating along with your present bank cards, Kudos units itself aside as the last word rewards optimization instrument for savvy buyers and bank card lovers.


kudos logo
maxrewards logo
cardpointers logo 2024

Restricted free model, or

MaxRewards Gold: $84/12 months 

Restricted free model, or

CardPointers+: $60/12 months

Browser extension, desktop, iOS

Browser extension, desktop, iOS, Android



How Do I Obtain Kudos?

Opening an account took me about two minutes. I entered my identify, e-mail tackle, and telephone quantity and needed to enter a code to confirm each. As soon as verified, Kudos took me by an onboarding course of the place I added my bank cards and the browser extension.

It was a easy and straightforward course of that anybody with primary web expertise ought to have the ability to deal with with out breaking a sweat.

Is It Secure And Safe?

Kudos makes an enormous deal of consumer safety, and is clear about its app and the steps it takes to maintain your info protected:

  • 256-bit encryption: This is similar degree of encryption utilized by banks and different monetary platforms to make sure customers can’t learn your info, even when they one way or the other break into Kudos.
  • Exterior auditing: Kudos hires outdoors auditors for SOC 2 safety with constant outdoors monitoring by a specialised digital safety vendor.
  • AWS internet hosting: Kudos makes use of Amazon Internet Companies secured internet hosting with encryption, one of many largest and most trusted cloud internet hosting suppliers.
  • Information by no means bought: Private knowledge isn’t bought or shared with third events outdoors of distributors used to make the service work.

How Do I Contact Kudos?

The very best place to get assist with a Kudos account or get solutions to questions is by emailing [email protected]. There aren’t any extra customer support strategies, equivalent to telephone assist.

The assist part has a hyperlink for a contact type, which is basically the identical as e-mail.

Why Ought to You Belief Me?

I’m a former financial institution supervisor and have been writing about fintech apps like Kudos since 2008. With greater than two dozen bank cards of my very own, I’m at all times looking out for brand new and distinctive apps that may assist me profit from my bank card rewards. On this case, I signed up for the app myself.

The Faculty Investor workforce works to supply unbiased critiques to assist customers discover probably the most useful accounts and instruments on the most affordable value. If I wouldn’t advocate it to my sister, I wouldn’t advocate it to The Faculty Investor readers.

Who Is Kudos For And Is It Value It?

Kudos is for anybody with a number of bank cards searching for assist realizing the place to make use of every card to maximise their rewards. Because it’s free, there’s no hurt in attempting to determine if it’s an excellent match in your wants.

Contemplating that every bank card has its personal “greatest” rewards perks, it may be onerous to be sure you’re profiting from your card in one of the simplest ways. Particularly in case your playing cards have annual charges. If in case you have a bank card with an annual price, you need to make sure you’re getting sufficient worth from the cardboard to ensure the price is worth it. Kudos can assist with that.

Kudos is probably not value utilizing when you solely have one or two bank cards or are skittish about sharing your bank card particulars on-line. In any other case, it’s a terrific worth contemplating the price and options.

Try Kudos right here >>

Kudos Options

Bank card picker, procuring rewards, bank card auto-fill

Internet/Desktop Account Entry

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